| The Credit Reporting Agencies which
handle most American's Credit reports are Equifax,
Experian, and Trans Union. Below is the
contact information for each as well as some
tips:
1. Equifax: Information
about obtaining a report 1-800-997-2493. Order
online at www.equifax.com.
If you have been denied because of an
Equifax report within the past 60 days, obtain a
free report by calling 1-770-612-3400, or request in
writing-- Equifax, P.O. Box 740241, Atlanta, GA
30374-0241. Make sure to send a copy of the
notice of denial.
If you think you're a victim of Fraud you are
also entitled to a free report.
Written requests should include: full name, date
of birth, social security number, current and former
addresses, daytime and nighttime phone #, and your
signature.
2. Experian: Information about
obtaining a report 1-888-397-3742. Written
requests-- Experian, National Consumer Assistance
Center, P.O. Box2104, Allen, TX 75013-2104
3. Trans Union: Information
about obtaining a report 1-312-408-1050. Order
online at www.tuc.com.
If you've had a denial within 60 days due to a TU
report, you can receive it by calling
1-800-888-4213. Written requests-- Trans Union
Corporation, Consumer Disclosure Center, P.O. Box
390, Springfield, PA 19064-0390.
REVIEW
IT CAREFULLY:
1. If
you find fraudulent or misleading information in
your report and wish to correct it,
or
2.
If anyone has pulled your report for purposes other
than the extension of credit,
contact
Steve Felson by e-mail at
Stevef8953@aol.com
(or use the "contact us" link below) and
be prepared to fax:
· A cover sheet with your name, address,
telephone number and fax number.
· Your Credit Report.
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